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What happens with an NSF alert (non sufficient funds) or other declined ACH transactions?

When a bounced ACH occurs, we notify you and the payer immediately by email. ePayPolicy will debit your account for the funds. We typically know funds are rejected after 5 or 6 business days from the transaction. This works in the same way as a paper check where the funds may look good initially but are later pulled back. You will still be charged t...

Last updated: June 30th, 2020 by Nathan Terrazas

Can I pass the transaction fee on to my customers?

Yes, you can choose to pass along all credit card and ACH fees to the payer. Within your ePayPolicy payment page, fees are auto-populated and displayed to the payer. You can see an example on our demo payment page by typing in 1000 into the amount field (note also the different rates between credit card and ACH). The way we enable you to pass on the...

Last updated: June 30th, 2020 by Nathan Terrazas

What is the funding timeline for processed transactions?

Credit card payments will take 2-3 business days to settle to your bank account. ACH payments under $25,000 will take 2-3 business days and ACH payments above $25,000 will take 6-7 business days to settle....

Last updated: June 30th, 2020 by Nathan Terrazas

Void or Refund a payment

For a payment voided before 8 pm Eastern the same day, the processing fees will also be voided. A payment voided after 8 pm Eastern is considered a Refunded Payment and the processing fees will need to be covered by either the organization or the payer. Transaction fees are non-refundable. Therefore, you will incur any portion of the transaction fee...

Last updated: November 15th, 2021 by Nathan Terrazas

Are these transactions secure?

We are PCI Level 1 compliant which is the highest level of compliance from the Payment Card Industry. We go through an annual audit of our systems and processes to ensure we are doing everything possible to keep you and your customers’ information secure at all times. Once a payment has been made, verified, and processed, we then expunge the client ...

Last updated: July 2nd, 2020 by Nathan Terrazas

Activating your account

After submitting the  online application,  y our account will be reviewed and activated within a few business days and you’ll receive an activation email with instructions for next steps. If you do not receive an activation email but believe your account is active, the activation email may have landed in your junk mail folder. Be sure to add ‘epay3’...

Last updated: July 2nd, 2020 by Nathan Terrazas

ePayPolicy Referral Program

ePayPolicy has an incredible customer referral program!  As an ePayPolicy customer, when you refer a company to ePayPolicy, we will credit your account and their's with $50 in subscription credit! How it works: In the dashboard, go to Profile > Referral Link  Click 'Referral Link' and a new browser tab will appear  Copy and share the url in the n...

Last updated: July 2nd, 2020 by Nathan Terrazas

Client paid the wrong agency

ePayPolicy staff does not have the power to transfer funds from your bank account on your behalf, but registered users on your ePayPolicy account may send funds through the dashboard to any company with an ePayPolicy account. See this article to learn how to send funds through Payables in the dashboard....

Last updated: July 2nd, 2020 by Nathan Terrazas

Sign up for ePayPolicy

Sign up at https://signup.epaypolicy.com/. After submitting the online application, your account will be reviewed and activated within a few business days.   ...

Last updated: July 2nd, 2020 by Nathan Terrazas

Updating the phone number and email address for the e-receipt

Follow these instructions to update your public-facing phone number and email address that appear on e-receipts: Inside the dashboard go to the Account menu Edit these items using the edit icons highlighted in the below image  ...

Last updated: July 9th, 2020 by Nathan Terrazas

Subscription pricing

ePayPolicy currently offers three subscriptions types: Basic - $20/month Custom - $50/month  Integration - $50-$100/ month  There are no hidden fees, technical work, or contracts.   ...

Last updated: July 9th, 2020 by Nathan Terrazas

Send funds through the Payables

ePayPolicy’s Payables feature enables you to send funds to other agents and brokers within the ePayPolicy network.  All Payables payments are sent via ACH for a $0.50 fee covered by the sender. A cosigner is required to approve each payment once it has been initiated, otherwise payments will remain in “pending approval” status and the funds will not...

Last updated: March 29th, 2021 by Nathan Terrazas

ePayPolicy Users Group

Join our Users group on Facebook here https://www.facebook.com/groups/epaypolicyusersgroup/ This is a private group for ePayPolicy customers to communicate directly with us and collaborate with like-minded insurance professionals. Utilize the group for feedback, feature requests, and learning about InsurTech....

Last updated: July 9th, 2020 by Nathan Terrazas

Add a logo to your payment page

Follow these steps to add a logo to your payment page + e-receipts.  Login to the dashboard at app.epaypolicy.com  Click Account > Logo  Choose your logo file  Click Upload  You may edit the logo dimensions from the same page and click "Submit."  See the Adding a Logo and Users demo video....

Last updated: July 9th, 2020 by Nathan Terrazas

Why am I being charged $3 for a bounced ACH?

When an ACH is declined, we notify you and the payer immediately by email and funds are swept out of the account they were deposited into the next business day.  You may request funds for declined ACH be swept out of your operating account, instead of your trust account.  You will still be charged the transaction fee on the original transaction. Let...

Last updated: July 13th, 2020 by Nathan Terrazas

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